Save now by shopping the easy way. If you believe you are paying too much, you probably are! Compare multiple quotes from the top carriers and apply online for immediate coverage. We specialize in researching and shopping the lowest prices from the most respected companies. Whether you have a great driving record or a few too many tickets, we can help. Need immediate coverage or a low down-payment? We have you covered! Your declarations page and ID cards can be picked up, emailed, or faxed. We may be the "Oil Capital Of The World," but you can also get low-cost policies as well.
Customized policies that specifically match your budget needs are also offered by many carriers. All policies must meet the Oklahoma Department of Insurance minimum liability requirements, which are $25,000 per person, $50,000 per occurrence and an additional $25,000 for property damage. You can request higher liability limits or a personal umbrella rider that provides as much as $1 million of additional coverage. If you own additional properties, an umbrella should be considered. Although collision and comprehensive are not a legal requirement, financed and leased vehicles will need full coverage until the title is clear of any lien holder. The most cost-effective deductible options are generally $250-$1,000 for collision, and $100-$500 for comprehensive. Higher deductibles save money, but also increase your potential out-of-pocket costs. On your anniversary date, it is always a good idea to review limits and consider cost-effective changes.
Some of the other cities in Oklahoma we offer affordable car insurance rates include Oklahoma City, Norman, Lawton, Moore, Enid, Stillwater and Ardmore. The Sooner State actually has some of the most competitive prices in the entire Midwest. Of course, your own prices in Tulsa are based on multiple factors, including your age, zip code, age of vehicles and driving record. If you have a clean MVR, it could substantially reduce your premium. Many newer vehicles are equipped with safety features (lane-change warning) that will also help save money. Prices on different models will vary. By checking the VIN, available discounts can be determined.
Who are the cheapest auto insurance companies in Oklahoma? Of course, rates depend on your age, types of vehicles driven, MVR report, and other variables. But typically, the following carriers often offer some of the most competitive rates:
Our "Lowest Rate Guarantee" can potentially save thousands of dollars in insurance premiums during your driving years. View the best offer every year. We constantly update and review the published prices of carriers, so you are receiving the most relevant information. If personal service is needed, many nearby offices are available, including locations at E. 11th Street, S. Harvard Avenue, E. 15th Street, S. Sheridan Road, S. Mingo Road, E. 71st Street, S. Boston Avenue, S. Carson Avenue, Charles Page Boulevard, S. Harvard Avenue, Southwest Boulevard, and S. Utica Avenue. If you live in the nearby area, you also can find the cheapest car insurance rates in Oklahoma, for these cities: Sand Springs, Broken Arrow, Jenks, Claremore, Bixby, Stillwater, Muskogee, and Owasso. In addition to Tulsa County, other area counties with low rates include Rogers, Mayes, Craig, Pawnee, Wagoner, Okmulgee, Creek, Lincoln, and Payne.
The Oklahoma Department Of Public Safety can help consumers with many potential problems regarding driving, licensing, registration, and compliance. If you just moved to the state or need a duplicate title, the Department can assist you. If you are a new resident of the state, your registration and license should be updated. Vanity license plates can also be ordered online to replace your existing plate. Help with live road conditions, and the Oklahoma Compulsory Insurance Verification System (OCIVS) is also available. Reinstating a suspended driver's license is also possible. Of course, avoiding moving violations always helps lower premiums!
Credit checks are not required and having no prior coverage does not keep you from getting coverage. Depending on the carrier, a Mexican driver's license may be acceptable when applying for certain coverage. Also, if you need motorcycle or watercraft coverage, it is available from most companies. RVs, motor homes, and mobile homes can also be covered. NOTE: Some of the zip codes with especially competitive rates include (but are not limited to): 73128, 73124, 73120, 73116, 73108, 73127, 73123, 73119, 73115, 73111, 73126, 73122, 73118, 73114, 73110, 73106, 73117, 73121, and 73109.
• Post ID: 6936211 oklahoma